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Contractor Mortgages Made Easy (CMME) are delighted to announce that Metro Bank are the latest bank to join the ranks of contractor-friendly lenders.
Metro Bank made a sensational entrance into the world of UK financial services in 2010, when they became the first new High Street bank to be granted a licence in 150 years. They have now entered the Contractor Mortgage market and can accommodate most tax structures operated by UK contractors.
Click here to calculate how much you could borrow as a contractor
Features of Metro Bank’s contractor lending criteria include the following, subject to individual underwriting:-

  • Current Contract rate can be annualised over 46 weeks to define income
  • Typically only require 12 months contracting experience (but can consider less on an individual basis)
  • No minimum contract value required
  • Most remuneration structures accepted (e.g. umbrella / payroll companies, limited companies, etc)
  • Low deposit options available for purchase of newly built apartments (typically 25% as a minimum with most lenders)

To establish whether your circumstances qualify for Metro Bank’s contractor mortgage options, click here to speak with a contractor mortgage consultant.