PREPARING TO BUY?
Contractors know all too well that securing a mortgage can be a challenge, which is why we work with a trusted mortgage specialist to help you overcome this hurdle through industry-leading advice and products designed for independent workers.
THE EVOLVING LANDSCAPE
Buying property can be a life-changing event, and something most of us will consider at some stage. The rules, however, have changed since the credit crunch. For example, self-cert mortgages (where you can specify your earnings without needing to prove them) are now rare finds, while ‘interest only’ mortgages are in short supply and require huge deposits. A more careful approach to lending has in a number of ways made it even more difficult for contractors to secure a mortgage.
But help is available. If you’ve been let down by a high-street lender, don’t be disheartened. As our trusted partner, Freelancer Financials will guide you through the process, regardless of whether you’re interested in finding out how much you could borrow, buying for the first time, new to contracting, upsizing, downsizing, remortgaging or looking to release equity.
The world of mortgages can be a minefield, with conflicting information making it altogether confusing. With the help of Freelancer Financials, we’ve answered contractors’ frequently asked mortgage questions. If you have a moment, why not take a read?