Struggling to get a Bespoke Mortgage as a Contractor?

At QAccounting we are specialist Accountants for Contractors and Freelancers, so we know all about the difficulties in obtaining the right Contractor Mortgage.

It’s for this reason that we joined forces with Contractor Mortgages Made Easy, who are the leading national mortgage brokerage specialising in bespoke mortgage solutions for Contractors, Freelancers and Consultants, to help our clients with all of their mortgage needs.

It’s their job to help you avoid the disappointment of going down the traditional route of applying for a mortgage, as they understand the unique circumstances that you operate in.

We advise going through a Contractor Specialist Mortgage provider for the following reasons:

  • The mortgage you receive will be based on your Contract Rate alone
  • They have negotiated bespoke underwriting terms for contractors, with many high street lenders.
  • They offer impartial advice, and have access to hundreds of mortgage offers from the whole of the market.
  • They do everything they can to avoid unnecessary paperwork, time and hassle for you.

Please don’t hesitate to contact your Account Manager should you require further information on this service.

More Blogs

How Does MTD For Income Tax Work?

If you are a self-employed sole trader or earn income from property then you need to understand the new rules for Making Tax Digital (MTD) for income tax!  The new rules start from April 2026, and they will require you to submit your financial records to HMRC throughout the year, in addition to still submitting a self-assessment tax return.  Therefore it is essential to keep your accounting records up to date throughout the year (instead of just doing this at the year end), and if you don’t have time to do this yourself, then it is definitely a good idea to hire an accountant to help you!

George Ian Hope

What If I Haven’t Filed a Tax Return for One or More Years?

If you are a UK taxpayer and you haven’t filed your self-assessment personal tax returns for one or more years, you’re not alone!   In this article, we explain the consequences of failing to submit your tax returns, how interest and penalties are calculated, and what steps you can take to resolve the situation and bring your tax affairs up to date. We also explore why engaging with a qualified accountant can be an essential part of getting back on track!

Accounting Team

How Much Does a Director Loan Cost?

Director loans are a popular yet often misunderstood financing method used by small business owners. If you’re a company director who has taken, or is considering taking, money out of your company (that isn’t structured and subject to tax as: a salary, dividend, or expense reimbursement), then you are effectively using a Director Loan.  It is therefore important to understand these rules and the costs involved.

George Ian Hope